Floridians for Lawsuit Reform announced on X that Florida Citizens Against Lawsuit Abuse (CALA) reminded residents of the state's legal reforms, which have reportedly helped strengthen the economy and stabilize insurance markets. The announcement cited $15 billion in annual costs attributed to excessive litigation.
According to CALA's op-ed highlighted by Floridians for Lawsuit Reform, excessive litigation and inflated jury awards drain at least $15 billion from Florida annually, increasing costs for families and small businesses. The op-ed argues that reforms enacted in 2022 and 2023 are beginning to address these issues by curbing lawsuit incentives and fraud. CALA warns that efforts by trial lawyers to roll back these changes could negate progress and return Florida to a period of higher costs and uncertainty.
The Florida Office of Insurance Regulation (FLOIR), as summarized by Florida Realtors, reports that 17 new property insurers have entered Florida’s market since the 2022–2023 reform package, bringing a combined $574 million in policyholder surplus. Regulators say this influx of capital is helping shift risk from Citizens Property Insurance Corp. back to the private market. The report cites an OIR news release announcing approvals for Stand Insurance Exchange and Praxis Reciprocal Exchange as recent entrants.
FLOIR's August 21, 2025 update indicates that since January 2024, a total of 29 homeowner insurers filed for rate decreases while 44 requested no change. Third-party sources such as S&P Global, Insurance Information Institute, and LendingTree show that Florida had the lowest average homeowners rate increase in 2024 at about 1%. FLOIR frames these data as early signs of stabilization following the recent reforms, noting continued market monitoring as additional carriers enter and rate filings evolve.
According to Floridians for Lawsuit Reform’s official About page, the organization is a 501(c)(4) formed by Floridians to pursue lawsuit reform by raising awareness of system abuse. It aims to demonstrate the impact of excessive litigation on homeowners’ insurance rates and promote policy solutions. FLR operates statewide to educate the public and engage lawmakers on civil justice reforms, aggregating research, news, and commentary to sustain Florida’s economic competitiveness and protect consumers.